The best credit card for DoorDash drivers is usually the Citi Custom Cash, because it pays 5% on your top spending category — gas, for most drivers — on up to $500 of spending per month. Pair it with the DoorDash Rewards Mastercard, which pays 4% on DoorDash and Caviar orders, for the best two-card setup.
Gas is the one expense almost every DoorDash driver cannot avoid. You drive to the restaurant, to the customer, and back toward the next offer. Even a part-time schedule can mean hundreds of miles a week. The right card does not make gas cheap, but it can return a meaningful share of what you spend, month after month, without changing how you drive.
No single card wins on every category. Gas is the biggest driving cost, but you also spend on food, groceries, and DoorDash itself. A good setup covers gas first, then adds a second card for the categories you use most.
How much gas does a DoorDash driver buy?
A driver covering 600 miles a week at about 25 miles per gallon uses roughly 24 gallons a week. At an illustrative fuel price of $3.50 per gallon, that is about $84 a week, or about $364 a month. At 30 miles per gallon, the same mileage uses 20 gallons a week, or about $70 a week and about $303 a month.
Those are illustrative figures; your real number depends on your car, your city, and your hours. Even a modest schedule can mean $300 to $400 a month in fuel. A 1% card returns $3 to $4 on that; a 5% card returns $15 to $20. Over a year, the gap is roughly $150 to $200. A flat 2% card is a fine backup, but a 5% gas card beats it by a wide margin where you spend most.
The best cards at a glance
| Card | Gas cash back | Other useful rewards | Annual fee | Best for |
|---|---|---|---|---|
| Citi Custom Cash | 5% on top category, up to $500/month | 5% on your highest category only; 1% after the cap | $0 | Drivers whose top category is gas |
| Sam's Club Mastercard | 5% on gas, up to $6,000/year | 3% on dining; 1% on most other purchases | $0 with membership | Drivers who already shop at Sam's Club |
| Costco Anywhere Visa | 5% on Costco gas; 4% on other gas and EV charging | 3% on restaurants and travel; 2% at Costco | $0 with membership | Drivers near a Costco station |
| Amex Blue Cash Preferred | 3% at US gas stations | 6% at US supermarkets, up to $6,000/year; 3% on transit | $95 (see current terms) | Drivers who also spend heavily on groceries |
| DoorDash Rewards Mastercard | 1% on gas and other purchases | 4% on DoorDash and Caviar; 3% on dining; 2% on groceries; free DashPass for a year | $0 | DoorDash orders and dining |
| Wells Fargo Autograph | 3% on gas | 3% on dining, travel, transit, and streaming | $0 | A simple no-fee card with 3% gas |
| Citi Double Cash | 2% on everything (1% when you buy, 1% when you pay) | 2% on every purchase, with no categories to track | $0 | A set-and-forget backup card |
Sources: card issuer pages as published in 2026; reward rates and caps are subject to change, so check the current offer before you apply. Welcome-bonus amounts are not stated here because they change frequently — check the current offer on the issuer's site.
Citi Custom Cash: the best gas card for most drivers
The Citi Custom Cash pays 5% cash back on your top eligible spending category each billing cycle, up to $500 in spending per month, then 1%. For a DoorDash driver, gas is very often that top category, because fuel spending is regular and frequent.
At $364 a month in illustrative gas spending, 5% back is about $18.20 a month, or about $218 a year. If your gas spending is $500 a month, you earn the full $25 a month, or $300 a year, before the cap bites. Spending above $500 in the category in a month earns 1%, so very high-mileage drivers should use a second card for fuel once they pass it.
The card has a $0 annual fee. The drawback is that the 5% applies to one category only: in a month with unusually high grocery or dining spending, the card may reward that category instead, and gas drops to 1%.
Sam's Club, Costco, and the DoorDash card
Two warehouse cards also pay 5% on gas, and they suit drivers who already hold the membership. The Sam's Club Mastercard pays 5% on gas, up to $6,000 in gas spending per year, and 3% on dining. The Costco Anywhere Visa pays 5% on Costco gas and 4% on other gas and EV charging, with 3% on restaurants and travel. At $364 a month, either returns about $218 a year. If you already pay for the membership, the card costs nothing extra. If you do not, do not join only for the card — the membership fee eats into the reward, and you may not live near a warehouse station.
The DoorDash Rewards Mastercard pays 4% back on DoorDash and Caviar orders, 3% on dining, 2% on groceries, and 1% on other purchases, with a $0 annual fee and a free year of DashPass. On gas, though, it pays only 1%: about $44 a year on $364 a month of fuel, roughly $175 a year less than a 5% gas card. Use it for food and DoorDash orders, and a 5% gas card at the pump. Check the current DashPass terms before you apply, because they can change.
Other options worth knowing
The Amex Blue Cash Preferred pays 3% at US gas stations and 6% at US supermarkets, up to $6,000 a year, but carries a $95 annual fee — worth it only if you spend heavily on groceries. The Wells Fargo Autograph pays 3% on gas with a $0 annual fee and no tracking, about $131 a year on $364 a month of fuel. The Citi Double Cash pays 2% on everything, about $87 a year on the same fuel, and works best as a backup card.
Worked example: one month, three cards compared
Take an illustrative driver who spends $380 a month on gas, $240 a month on dining, and $120 a month on DoorDash orders. These are illustrative figures, not a promise of what any driver will spend.
With the Citi Custom Cash, the driver earns 5% on $380 of gas, or $19.00. With the Sam's Club Mastercard, the result is the same $19.00, assuming the spending is within the annual cap. With the DoorDash Rewards Mastercard used for everything, gas earns only 1%, or $3.80, while dining earns 3% ($7.20) and DoorDash orders earn 4% ($4.80), for a total of $15.80 — less than the gas card alone earns on fuel.
The best combination is to split the spending: Citi Custom Cash for gas ($19.00) plus DoorDash Rewards Mastercard for dining and DoorDash orders ($12.00). The combined monthly return is $31.00, or about $372 a year, with no annual fee on either card. Put each dollar on the card that pays the most for that category.
To see how gas fits into your overall take-home pay, run your own numbers through the gig true pay calculator. You can also browse the full set of finance tools on Orafyn.
How to choose
If you spend $250 or more a month on fuel, a 5% gas card should be your first card. The Citi Custom Cash is the most flexible choice; Sam's Club and Costco are equally strong if you already have the membership. Next, look at your second-biggest category: DoorDash and dining point to the DoorDash card, groceries to Amex Blue Cash Preferred, and simplicity to the Wells Fargo Autograph at 3% gas.
Avoid two mistakes. Do not carry a balance to chase cash back — interest will erase the reward many times over, so pay in full each month. And do not apply for several cards at once; each application can affect your credit.
For a broader comparison covering every kind of delivery work, see our best gas credit card for delivery drivers. For the full picture of what a driver keeps after fuel and tax, read how much a DoorDash driver really makes after gas and taxes. The mileage deduction can also cut your tax bill, as explained in our guide to DoorDash driver tax deductions.
FAQ
What is the best credit card for DoorDash drivers for gas cash back? For most drivers, the Citi Custom Cash: 5% on your top category — usually gas — on up to $500 a month, with a $0 annual fee. Sam's Club and Costco cards also pay 5% on gas if you already hold the membership.
Does the DoorDash Rewards Mastercard give cash back on gas? Yes, but only 1%. Its strengths are 4% on DoorDash and Caviar, 3% on dining, and 2% on groceries. Use it for food, and a 5% gas card at the pump.
Can I use a 5% gas card and the DoorDash card together? Yes. Many drivers carry two no-fee cards: one for gas and one for DoorDash, dining, and groceries. Splitting spending by category earns more than using one card for everything.
Is a card with an annual fee worth it for a DoorDash driver? Only if the extra rewards clearly exceed the fee. The Amex Blue Cash Preferred can be worth its $95 fee if you spend heavily on groceries; otherwise, a no-fee 5% gas card is better.
Do I need a business credit card to deliver for DoorDash? No. DoorDash drivers are independent contractors, but you can use a personal card for fuel and expenses. A business card can help with record-keeping, but it is not required.
Will cash back affect my DoorDash taxes? Cash back is generally treated as a rebate, not as income, but rules can change. Keep records of fuel spending and rewards, and talk to a tax professional if unsure.
Disclaimer: This article is general information only and is not financial advice. Card rewards, fees, caps, and offers change frequently. Check the current terms on the issuer's website before you apply. Consult a qualified financial adviser or tax professional for advice about your circumstances.
Last verified: November 2026
